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Choosing a payment provider: a checklist

22 September 2026 · 7 min read

Pricing is only one part of the picture. Here's what to compare before signing.

Coverage and methods

Check that the provider supports the card schemes, wallets and currencies your customers actually use.

Performance

Ask about approval rate optimisation, uptime and how quickly incidents are communicated.

Transparency

Look for clear pricing, understandable reports and a named contact who knows your business.

Onboarding

A fast, well-structured onboarding process is a good sign of how the relationship will feel later.

Accept cards and wallets with Finoptiq

Visa, Mastercard, Apple Pay and Google Pay through one integration.

Talk to sales

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