Finoptiq Blog
Who moves the money when a customer pays by card, and why your acquirer matters more than you think.
28 October 2026 · 6 min read
Card acquiringThe two biggest schemes look similar at checkout, but their rules, programmes and fees differ behind the scenes.
24 October 2026 · 5 min read
WalletsTokenisation, Face ID and one-tap checkout: a look at what happens when a customer pays with Apple Pay.
21 October 2026 · 5 min read
WalletsReach Android and Chrome users with a checkout that takes seconds instead of minutes.
17 October 2026 · 4 min read
SecurityThe modern way to authenticate online card payments without sending every customer through a password screen.
14 October 2026 · 6 min read
SecurityMost disputes are preventable. Here's how to stop them before they reach your acquirer.
10 October 2026 · 7 min read
GrowthEvery declined payment is lost revenue. These are the levers that move approval rates up.
7 October 2026 · 6 min read
SecurityReplacing card numbers with tokens reduces fraud, keeps cards up to date and simplifies compliance.
3 October 2026 · 5 min read
SecurityWhat the card industry's security standard asks of you, and how to keep your compliance burden light.
29 September 2026 · 6 min read
Card acquiringAuthorisation, capture, clearing and settlement — the journey from 'approved' to funds in your bank.
25 September 2026 · 5 min read
GuidesPricing is only one part of the picture. Here's what to compare before signing.
22 September 2026 · 7 min read
Card acquiringThe biggest component of your card processing cost, and the factors that change it.
18 September 2026 · 6 min read
GrowthMost shoppers browse on their phone. Make sure they can pay there too, without frustration.
15 September 2026 · 5 min read
GuidesHow to set up subscriptions properly and keep renewals from failing.
11 September 2026 · 6 min read
GrowthCurrencies, local expectations and approval rates when you sell to customers in other countries.
8 September 2026 · 6 min read
SecurityA layered approach that stops fraudsters without blocking your good customers.
4 September 2026 · 6 min read
GuidesThe documents and checks involved when you open an acquiring account — and how to speed it up.
1 September 2026 · 4 min read
WalletsTap-to-pay habits from the high street are reshaping how people pay online too.
28 August 2026 · 4 min read
Card acquiringSoft declines, hard declines and what each one tells you about the next step.
25 August 2026 · 5 min read
GuidesPractical advice for developers building card and wallet payments into their product.
21 August 2026 · 6 min read
Card acquiringOne is your choice and cheap; the other is forced and costly. Here's how they compare.
18 August 2026 · 4 min read