Every declined payment is lost revenue. These are the levers that move approval rates up.
Understand why payments decline
Declines come from insufficient funds, suspected fraud, technical issues or incorrect data. Reading decline codes helps separate the fixable from the unavoidable.
Send better data
Complete billing details, correct merchant category codes and proper flags for recurring payments all help issuers say yes.
Offer wallets
Apple Pay and Google Pay use tokens and device authentication, which issuers tend to trust more than manually typed card numbers.
Accept cards and wallets with Finoptiq
Visa, Mastercard, Apple Pay and Google Pay through one integration.
Talk to sales